No matter how regrettable, premature death and serious illness does occur and can significantly affect the lives of your loved ones and others that are dependant upon you.
 
This concept is often difficult to comprehend, however is critical to financial planning, as it ensures security for your loved ones if your absence were to occur. Having the correct type and level of personal protection in place will help to support your family, repay any outstanding liabilities and may even provide stability for a business partner or staff, should the need arise.
 
Below we have listed some of the key personal areas we can support clients with:

 

  •        Replacing a salary income
     
  •        Mortgage and debt repayment  
     
  •        Providing for the cost of childcare 
     
  •        Education expenses  
     
  •        Tax Mitigation 
     
  •        Business Insurance  
     

At Allen Charlton Wealth Management, we work with each client to identify any areas of concern, taking into account any existing policies and then present solutions to protect against the impact of death or serious illness.
 
Our advisers have detailed knowledge of all the products in the market place and will be able to identify and recommend the most suitable products to meet the clients objectives, ensuring that any commitment is sustainable.
 
Further, where appropriate our adviser will recommend the most suitable trusts to ensure that the proceeds of any plan, should it become payable, will be paid to the intended beneficiaries without any tax implications.

Please note tax planning is not regulated by the FCA.

Allen Charlton Wealth Management Ltd is an appointed representative of TenetConnect Limited, which is authorised and regulated by the Financial Conduct Authority.

Allen Charlton Wealth Management Ltd is entered on the Financial Services Register (www.fca.org.uk/register) under reference 586054.

Registered in England and Wales under reference 8141709.

Registered office address

Allen Charlton Wealth Management Ltd
King Business Centre
Reeds Lane
Sayers Common
West Sussex
BN6 9LS
Tel : 01273 833 131
Fax : 01273 832 388